Alloy is a user-friendly platform that assists fintech companies and banks in automating various tasks such as credit underwriting, onboarding, and transactions. This unified API platform allows users to connect to their data and gain a comprehensive understanding of user behavior. According to reports, Alloy can reduce manual reviews by 50%, automate 80% of account openings, and achieve an 80% customer approval rate. The data stored in Alloy is securely protected by Amazon Web Services, with dedicated data centers across the United States. The platform is compliant with ISO 27001, Tier IV, and SOC 2 facilities, ensuring the highest level of security. Alloy also offers industry-grade KYC and fraud detection capabilities, utilizing over 120 data sources to detect and eliminate fraudulent activities. Additionally, Alloy can help transform complex credit policies, streamline workflows, and conduct credit-specific application reviews.